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Setting A Goal (page 3)   Form a habit of reassessing your expenses and spending periodically with a view to making appropriate changes and amendments in a timely and expedient fashion. As you get older, it is not uncommon that certain expenses become either unnecessary or inexpedient as other new ones come on board,  depending on levels of responsibilities. A typical example is making provision for children’s education who as time goes on grow up and become adults in their own right, and working parents getting on in age and going into retirement with little or no pension. Maintain a proper balance between current spending and long term spending. This is wisdom. A man who fails to plan is planning to fail. A wise farmer saves some seeds from today’s harvest for next season’s planting. Consider your Spouse in retirement. Sit down and discuss with your Spouse about future years in retirement. Make a point to understand the picture mutually and prayerfully chart the course of your latter years together. Genesis 2: 21-24 (KJV)  Proverbs 21:20 (AMP) Invest! And if you already have a bill of investments, diversify. Rely on diversification rather than place a heavy reliance on market cycles. Before investing, always consider the level of risks involved – neutral, high, or low. Take informed decisions. It is common knowledge that the higher the risk the greater the return. Base your asset allocation on your understanding of the risks involved its nature and level. Remember that diversification is a good means of controlling risk and protecting capital. Ecclesiastes 11:2 (NLV) The success or otherwise of your financial planning is dependent on God’s Word. Psalm 1 (KJV)           1 2 3 4   copyright © 2007 Olive Evergreen Group        Site by ewDesigns